Offering practical advice on how to live your life in the most money-friendly way possible, this book includes sections on: ideas for keeping household expenses low; savvy supermarket shopping; tips on tackling clothing sales; suggestions for cheap social activities; making the most of money-off vouchers; and, travel tips and holidays.
Personal financial planning is the process of establishing your own financial goals and finding a way to reach them. This book shows you how to get and manage credit, how to make and stick to a budget, how to save for college, how to determine your needs versus your wants, how to pay for a car, how to finance college, and how to manage risk.
Do you know where you money goes? Would balancing your budget take an act of Congress? This guide aims to provide information you need to know to stay on top of your finances and make the most of your money both your cash and your Microsoft Money 2006 software program (the Premium, Deluxe, or Standard edition).
When you take out a mortgage, obtain credit cards, buy insurance, invest in the stock market, file taxes, or open bank accounts, you are confronted with a host of confusing technical terms. This book provides explanations that equip you to make informed decisions.
Having an effective financial and personal plan for the future is crucial. This book helps to learn how to create such a plan. It also helps people map out a practical financial plan in the unpredictable economic environment, so that they can stop worrying about their money and just enjoy life.
Fully qualified accountant. With many years of tax experience. Highly regarded commentator with tax advice slots on BBC Radio. It includes all the latest figures, advice and essential information, including a step-by-step guide to filling in the tax return, online or on paper, and details of tax credits available.
Offers an insightful look at how to protect, save, and grow wealth in difficult economic times. This comprehensive guide helps people map out a practical financial plan in the unpredictable economic environment. It introduces, explains, and also helps solve many of the various challenges and risks that face millions of Americans.
A guide for those who want to take control of their finances. Covering everything from home-made presents to cheaper mortgages, it gives step-by-step guidance on how to cut your costs without giving up the things you enjoy. It features a budget calculator to help you get your spending back on track.
Practical solutions to help you deter, detect, and defend against identity theft In 2008, 9. 9 million Americans became victims of identity theft. The cost exceeded $48 billion in 2008; consumers spend some $5 billion out-of-pocket each year to clear up resulting fraud issues. This guide will help keep you from becoming the next victim.
Did you know you could save hundreds of pounds by switching to an online account? With the cost of living soaring people are looking for ways to save money. This title shows how we can make big savings by managing money online. From internet banking, tax, utility bills and shopping; it offers guidance to spending, saving and staying safe online.
Offers advice on how to structure personal and business-related finances. This title covers a range of various aspects of personal wealth management, including: bonds, equities and hedge funds; venture capital trusts; portfolio planning; engaged philanthropy; and, pensions and investment in real estate.
Offers advice on how to structure personal and business-related finances. This handbook covers a range of aspects of personal wealth management, including: bonds, equities and hedge funds; venture capital trusts; portfolio planning; engaged philanthropy; pensions and investment in real estate; and, taxation issues and tax-efficient investment.
Guiding you through the preliminaries, including the importance of creating budgets and cash-flow forecasts, this book looks at specific areas of property investment including: building for profit; renovation; buy-to-let residential; property funds and syndicates; buying overseas; and diversifying your portfolio.
Contains recipes for dividing the divorce pie. This book helps both men and women survive economically with how-to instructions and explanations such as: learn why an even split now is often anything but equitable later, and how to base a fair settlement on cash-flow and net-worth projections appropriate to your marriage's 'economic history'.
Can life really be fun and frugal? The answer is yes. You don't have to stop enjoying yourself to reduce your outgoings. This wise, witty and warm guide shows you loads of simple, fun and pain-free ways to make your money go further without taking the pleasure out of life.
Personal financial planning is a life skill that involves both knowledge of theory and the ability to apply this theory to practice. Personal Finance aims to equip you with the competence needed to confidently navigate your way around the complex world of finance and make your money work for you.
Shows you how to tackle your debts and knock your finances into shape. This book also shows you how to enjoy a high standard of living, offering: practical advice on how to manage your money; details of financial experts who will sort out your finances, liaise with creditors and even represent you in court - free of charge; and more.
Suitable for executors and those who think about making or updating a will, this title covers the important issues, including: why to write a will; where to start; tax and legal considerations; and, the problems of dying intestate. It also provides instructions for executors on valuing and administering an estate prior to winding it up.
In The Handbook of Trading, an international team of experts, academics, and researchers offers a potent mix of insightful theory and proven trading techniques, providing institutional traders with the supplementary tools and strategies they need to get ahead in the global capital markets.
Being good with money is about getting into good habits and understanding the choices you make. Fully updated to cover the latest financial trends and developments, this book gives you the confidence to plot where your money goes, to know your limits, and to choose the right financial products for a wealthier future.
Simply explained and easy to understand, this book professes that anyone has the ability - regardless of who you are - to obtain unlimited amounts of wealth and a fuller, more abundant life. A true classic, written almost 100 years ago and recently 'discovered' by Rhonda Byrne, creator of The Secret.
Takes the hassle out of getting to grips with your finances and offers realistic solutions to overcome those tricky financial hurdles. This book tackles things, from how to work out realistic financial goals and get rid of debt to protecting the family finances, funding a property move and building up a nest egg for those retirement years.
How can millions of readers come to grips with their financial situation at a time when nothing seems to be enough? This book guides readers through a holistic approach to financial planning, one based on the fact that money is only one element in the overall chemistry of a happy life.
Presents personal profiles of 19 women which reflect the financial and emotional challenges every woman, to some degree, eventually faces when the relationships she has with herself, her money, and her mate converge. This work reviews key individual thoughts concerning money and examines how these affect the expectations of a significant other.
A guide to asset allocation which helps readers to understand and apply historically-tested asset allocation principles to design individually tailored portfolio strategies focused on long-term results. It also addresses the practical side of investing with advice on resolving implementation problems.
Helps to discover the power of less and create more time in your life to find the kind of happiness that money can't buy. From simple tactics such as never shopping on an empty stomach, to lesser-known tricks like importing goods to pay for your holiday, this title offers various tips that help you save between GBP5 and GBP50, 000.
While Social Security provides a guaranteed income to most retirees, it replaces relatively small proportion of their pre-retirement income. As a result of these trends, many future retirees rely on their savings to finance their consumption during retirement. This book examines the role of savings and related issues in retirement readiness.
Suitable for people who are frustrated and struggling to express their full potential and live their highest purpose, this book takes readers through a four-step process to develop the self-confidence to not only build wealth but also live the life of their dreams.
Part of the "Diviniti Publishing Hypnosis" range, this CD helps you to release various blocks around abundance and success and to open up to the possibility of creating unlimited personal wealth. It aims to guide you into a relaxed state of mind and body.
Many people head into retirement assuming they will have enough money to live on for the rest of their lives. But when issues such economic disaster come into play, their financial cushion can become so thin that they may have to cut back drastically on their standard of living or go back to work just to survive.
This book is a great resource for investors who want to evaluate a company's revenue, expenses, assets, liabilities and other financial aspects to gain insight on the company's future performance and make educated decisions on investing in that company.
As pension and retirement ages rise, many people want to stop work before they have a pension that will support them. This book is full of case studies of people who have done that, and found interesting and enjoyable ways to supplement their pension. There's lots of practical advice so readers can do the same thing themselves.
Do you make something that might be saleable? Have you got a skill you could use to earn in the evenings or while the children are asleep? What courses might help you re-train and still be there when the kids get home from school? This book provides guidance for readers through various options about returning to work after having children.
Provides a step-by-step guide to getting out of debt. This book includes a budget planner, case studies from people in various levels of debt (from bankrupts to limited credit card overspending) and information on borrowing, clever consuming and handling credit cards.
In 2005 Currach Press published the bestselling personal finance manual, Short Hands, Long Pockets. Since then the global and personal financial climate has changed almost beyond recognition and the cold winds of unmanageable debt, negative equity and redundancy are blowing through many homes. In this new book we will find out how to survive it.
Shows how couples can solve their money issues and provide for themselves and their future by understanding each other's financial tendencies, communicating effectively, and planning for their lives together. This guide contains advice on how couples can reach decisions about money in a realistic, non-confrontational, and constructive way.
Once upon a time store prices were simple and fair, businesses stood behind their products with guarantees free of fine print and loopholes, and companies genuinely seemed to care about their valued customers - but those days are long gone. This title reveals the broken relationship between American consumers and businesses.
Whether you work in the financial services industry, are currently an investor, or if you're just contemplating making your first investment, John De Goey's book should be required reading. De Goey makes complex issues understandable for consumers, and at the same time, engages the specialists in the industry on a level that makes sense to them.
Suitable for anyone who wants to get ahead in business without the MBA, this title provides real-world business advice based on experience. It helps you: develop the right mindset for continued success, learn millionaire moneymaking habits, create your own financial vision statement, and adopt the seven proven practices of the rich.
Presents the simple facts on inheritance tax and estate planning, and gives examples on how to plan to mitigate and reduce or provide for inheritance taxes, whilst successfully planning for your estate, wills and trusts. This book shows how to avoid costly mistakes and how to save many thousands of pounds in taxes and charges.
A definitive guide to the area of personal financial planning, including all the changes in the 2010 Budget. It explains the different types of inheritance tax avoidance scheme, including bypass trusts, joint life policies, and income drawdown pensions.
Filled with 202 money-making opportunities. This title outlines ways you can supplement your income. It shows you what you can do in retirement to make extra cash. It also includes the essentials on getting started, with tips in various areas of business and a resource list.
A practical guide to living the law of attraction. It provides an explanation of how the law of attraction works; a way to decide exactly how much money you want; simple actions to start attracting wealth; ways to stop worrying about money; and, easy steps to develop a daily routine to maintain your cash flow.
Offers advice on different aspects of tax: from child credit and investments, to pensions and inheritance tax. This title covers: understanding the UK Tax System; making Tax Efficient Investments; pensions, benefits and planning for your retirement; working for yourself or working for someone else; and, where to go for further guidance.
Suitable for UK taxpayers, from the employed and freelancers to retirees planning to give money to loved ones, this title demystifies tax and explains the essentials, including how to avoid making those common mistakes when filling in a self-assessment form.
Have you ever bought a duplicate of something when you couldn't find the one you already had at home? Have you ever held on to a brand-new jacket you know you'll never wear, or found that the subscription you didn't like was renewed because you forgot to cancel it in time? This title offers a guide that shows you what to keep and what to toss.
Presents the simple facts on inheritance tax and estate planning, and gives examples on how to plan to mitigate and reduce or provide for inheritance taxes, whilst planning for your estate, wills and trusts under any given circumstances. This book shows how to avoid costly mistakes and how to save many thousands of pounds in taxes and charges.
Money is the main concern for most people approaching or already enjoying retirement. Many people find that their pension is not enough to fund the lifestyle they had hoped for, so they need to find some extra income. This title draws your attention to some of the ways that you can save or make money.
Intends to make you richer than you are presently - through sensible, understandable financial concepts and through a stronger relationship with God. Using the strength of wisdom displayed by the richest and wisest man known throughout history - King Solomon, this work puts that knowledge and wisdom to work in approaching modern day investing.
Gives us the tools to get to grips with the energy crisis and high inflation. This title explains what you can do to prepare. It helps you learn a range of strategies for managing your money. It shows how, by taking control of your response to the new world order, you can prosper in unforeseen new ways.
A guide to maximising your pension and boosting your income by using state benefits, savvy investments and exploiting extra sources of income. It helps you find tailor-made solutions to your own financial worries, from what to do with multiple pensions, to the ins and outs of downsizing and equity release.
Provides tips, practical steps and strategies for saving money. This book helps you learn to identify your weak points, use that self-knowledge to cut random spending and curb naughty habits, all without having to forego those little treats we all need.
Illustrates the increase in reverse mortgages and their advantages, as well as the frequently glossed-over issues. This book consists of public documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.
Covering the basics of spread betting, this title explains why it has become such a viable alternative to trade a whole host of markets. It explains the forex markets - cutting through the jargon to help you understand how this works, what makes currency prices move second by second, 24 hours a day and how you can trade forex using spread betting.
Offers a practical, student-friendly introduction to personal financial management. Using a step-by-step approach, this text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future.
Gives you information on the better ways to manage your cash. With expert advice on credit cards, mortgages, current accounts, savings, ISAs, pensions, loans, internet banking, debt solving and much more, this book is full of practical ideas to help you get the most from your money.
Wouldn't life be better if you were free of the daily grind - the conventional job and boss - and instead succeeded or failed purely on the merits of your own investment choices? This title outlines the investing strategies, wisdom and lifestyles of those who have left the world of employment and made millions investing in the markets.
Explaining the basics of investing, this book covers several categories of shares, shows readers how to analyse the key markets, and offers resources for developing a portfolio. It includes getting to know the stock market and assessing the risks, preparing to buy, finding a stockbroker, picking winning investments, and, investment strategies.
Shows how to attract money easily. This book shares the seven basic steps to becoming a Money Magnet. Based on the author's original 'How to become a Money Magnet!' workshop, it offers case studies of real people who have taken the seven steps with fantastic results, as well as exercises to help you find the Money Magnet within you.
Explains the issues, terminology, and planning strategies of estate planning so that when you do meet with a qualified attorney, you are prepared. This book helps you understand legal terms and be ready to discuss issues and strategies with familiarity, saving time and legal fees, and ensuring peace of mind.
A living trust is a strategy to avoid probate, protect your financial privacy, and provide long-range planning advantages. If you want to protect your assets and make sure they are distributed according to your wishes, you should think about establishing a living trust. This book shows you how to establish a living trust.
Brett Alegre-Wood has the tools for you to invest in any property market. He will show you how to structure your portfolio so market fluctuations will not touch you, teach you to make the right investment decisions and achieve financial freedom now and get the security of knowing you can retire in comfort.
Employs psychological techniques to help you install a rich mind-set inside yourself. This book helps you see the world in a better way, thinking and living richer. This book intends to help you develop a skill while mastering the art of living with more freedom and passion.
Harry Markopolos and his team of financial sleuths discuss first-hand how they cracked the Madoff Ponzi scheme No One Would Listen is the exclusive story of the Harry Markopolos-led investigation into Bernie Madoff and his $65 billion Ponzi scheme.
How do you protect yourself from economic turmoil and achieve a balanced financial life? The last few years have economically devastated most Americans. Multiple financial demands can overwhelm most families. This title includes ten diverse characters who each face different financial challenges.
Cutting through all the complicated and confusing accounting and financial concepts typically heard from CPAs and accountants, this audio CD gives readers simple, easy-to-understand guidance for taking control of their cash flow. It teaches why cash flow problems don't 'just happen', the 4 secrets to creating cash flow projections, and more.
A guide to lump sum investment. It describes various short- and long-term investment possibilities, whether they are best for capital growth or income, how easy it is to withdraw money, the costs, tax-efficient investments for different situations, how safe the money is, and rates of return.
Analyzing companies and new markets, identifying potential pitfalls and overlooked values, crunching numbers and meeting the local players, this title shows even the most casual investor how to view investing abroad, how to devise a global investment strategy, and the pros and cons of buying individual stocks or mutual funds.
Helps you to learn how to avoid many of the psychological mistakes made by most investors. This title teaches you to watch out for overconfidence and the momentum bias to avoid large losses. It also helps you to understand how your social relationships can change your asset allocation risk profile.
Uncovers the places for you to move to, from Christchurch to Wellington. This title gives advice on dealing with red tape, from gaining visas and work permits to buying a property and moving in. It puts New Zealand into context with details on its political, economic and religious situation, and social behaviour.
Alexis is on a year-long quest to reclaim her life from what's become a retail roller coaster. Twelve long months and just three short rules: no new clothes, necessity purchases only, and payoff as much debt as possible. Can she transform herself from a spending junkie to a scrupulous saver? And what will she discover about herself along the way?
The secrets to saving BIG from Good Morning America Consumer Correspondent Elisabeth Leamy In this battered economy, saving money matters more to consumers than ever before. But we're tired of hearing about all the small stuff, like skipping our morning latte and installing low flow showerheads.
Covers different types of bank accounts, pensions, offshore banks, and financial advisors. This title helps in learning about ISAs, bonds, child trust funds, inheritance tax and how to start your own antiques collection. It shows how you don't have to be rich to get a Swiss bank account, mortgage or grow a nest-egg.
Offering advice on a wide range of retirement planning issues, this title explains the different types of savings accounts and retirement plans. It offers insights on managing and funding your retirement accounts. It details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle.
States that while most big fund managers and private investors seek the apparent safety of the largest stocks, the best investment ideas can be found among smaller companies whose shares are"ed on the London Stock Exchange. This presents case studies demonstrating the successes, failures and potential of small companies.
An audio CD set that educates and guides you into making your Internet auction finds, personal collections, estate auction finds, ordinary household items and, of course, garage sale finds work for you in a step-by-step guide to help make you some serious money.
Shows you how to turn a retirement savings plan into a tool for generating major income. This work takes you through the basics of investing with retirement accounts, from choosing the right plan to buying real estate. It also includes information about the various retirement options, including IRAs, Roth IRAs, individual 401(k)s, and more.
Saving money and profiting means understanding the many aspects of life where problems can strike. In the face of disaster it is better to plan than panic. This title reveals the simple things you can do which help you prepare and profit in the changing economic landscape.
Dissects the business failures and financial triumphs of 'a South London lad who became rich virtually by accident'. This work is a part manual, part memoir, and a part primer. It is a distillation of business wisdom and acts as a useful guide to wealth creation in a step-by-step manner.
Money is the main concern for most people approaching retirement as their income is likely to have to last for a long time and keep up with inflation. This title helps you to prepare for retirement or, if you have already retired, it shows you how to make the best of what you have.
A guide to reading and understanding the financial press and the markets and events it covers. It provides an explanation of the workings of the financial world - from money markets to commodity markets, investment ratios to takeover bids. It helps you through the financial columns to a better understanding of the language of markets and money.
Helps to learn how to create more money-making opportunities, how to cut back on nonessentials, and find the best bargains in everything from clothing to food to electronic goods. This book offers an advice for serious cost-cutting as well as how to look after the pennies to save the pounds.
This is a book about becoming a millionaire. Not through investment, although you may invest the money that you make. Not through savings, although you will be able to have some of those. And not through betting on the 4. 10 at your local race track. This is a 'how to' book like no other, with seven possible paths, all leading to the same outcome.
A top financial planning expert shows readers how to protect themselves from financial risks and guarantee a sufficient retirement income. Readers learn how to make investment choices based on the nature and security of their career, and how multiple investments can work together to protect their retirement.
Presents the strategies of history's top traders and reveals how they took advantage of distinct market situations. This book details the hands-on specifics of each trade as well as the economic, political, and stock market environments in which the strategy flourished.
Offers practical tips advice for getting - and keeping - your finances in order. This title covers the various money-management bases, from saving and spending to getting out of debt to investing and planning for retirement. It helps you learn about several useful websites that can help you manage your money.
Presents strategies for getting legal advice, negotiating temporary delays in payments, restructuring loans, refinancing, filing for bankruptcy, and creating and sticking to a budget. This book helps to learn about debt counselling and income maintenance, tax abatement, and public assistance programs.
Pay Off Your Mortgage in 2 Years is a unique television event with 16 hours of prime-time programming on BBC2. This title shows you how to identify the strategy that will best suit you and your mortgage. It includes advice, information, case studies and inspiration for those burdened by a mortgage. It is useful for home-owners.
Offers simple, tried and tested methods that help you to enjoy a better standard of living while saving money and helping the environment. This book helps you: discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer; and, save energy, save on your bills.
Dealing with the everyday financial situations that we have to face, this title shows you how to take control of your finances and set yourself on a track to improved wealth. Also dealing with the basic mathematics, it explains cashflow and cash analysis and shows how you can get a grip on your spending and improve the management of your money.
Helps you to learn how to be your own art consultant and develop your unique art ID: how to reappraise your existing pieces, decide what art to buy, what art you like, what genre, period and price range, and above all, how to mount, frame and display it. This book acts as a guide to learning more about art, its genres and specialist areas.
Helps you to learn how to: negotiate with sellers; proven effective valuation techniques; use other people's money; use other people's credit; sell it before you buy it or pay for it; and create positive cash flow. This book deals, over twenty scenarios, profiting from foreclosures, and dealing with over-financed properties.
Hands-on tools and strategies to boost your financial fitness From analyzing assets to planning for retirement, this new edition of Personal Finance Workbook For Dummies gives you the information and resources you need to get your finances under control.
Second edition of this successful introductory personal finance text, published in association with the Open University. It's innovative approach of distilling important, but complex, concepts into a useable form and relating them to actual experience make it a 'must have' book for anybody that wants their money to work as hard as they do!
Many people know one or two things they can do to cut back, like minimise vacations and meals out, but beyond that they're stumped. This title helps readers identify small, painless changes they can make to their daily habits that can add up to big savings.
The experts agree that tax is a complex subject - and becoming more so every year. Everyone has the responsibility to complete their self-assessment tax return accurately. This title includes the advice and essential information, including a step-by-step guide to filling in the tax return and details of tax credits available.