
Credit Risk Management" will enable general bankers staff & credit analyst trainees to understand the basic information & principles underlying credit risk evaluation & to use those underlying principles to undertake an analysis of non financial & financial risks when preparing a credit proposal. Since the best loans are the ones that do not present problems during the repayment phase the authors also focus on elements relating to the proactive management of those loans during their inception. This book introduces: credit analysis approval & management processes; concepts of financial & non-financial risk; financial statement analysis including the use of ratio analysis; cash flow analysis & forecasting; & security enhancement & management procedures designed to legally & financially manage credit risk. Inspired by the basic entry level training courses that have been developed by major international banks worldwide the book will enable students & those already in the finance profession to gain an understanding of the basic information & principles of credit risk. It
Includes:: questions with answers study topics practical real world examples & text with an extensive bibliography."