Personal Money Management Course The Level 1 Certificate in Personal Money Management is an ideal qualification to provide candidates with the knowledge & skills to manage personal finance beneficially & to anticipate future needs & wants. It will reduce financial exclusion & allow candidates to use knowledge gained in their own personal financial circumstances. It will help candidates to understand the importance of shopping around when buying financial products & services; the need to plan finances & review the plans regularly & the differences between short, medium & long-term planning/saving. It is anticipated that the target group for this qualification will be as wide as possible & likely to be of particular relevance to young people who are likely to be receiving a wage or living away from home for the first time.