Debt Management Skills Course " How to help yourself & others out of the debt trap" It is almost impossible to watch any news programme without hearing a reference to the increasing debt levels that have been incurred by the majority of the population. The easy availability of credit over the late 1990’s & early 2000’s led people to take on bigger debts than at any time throughout history. When interest rates started to rise in 2007, mainly due to the banking crisis in the USA, the reality of debt repayment hit home. People who had previously been able to afford large levels of debt got stuck in a trap. If you are in debt yourself, there is hope. There is a way out of the financial pressure that you are under. If you are seeking to help others out of the debt trap, there are key elements that can be learned which will make you effective in helping others. This programme outlines the basics & shows you how to admit the problem, accept it in order to begin to tackle it & then to attack it – reducing & ultimately removing debt altogether.