Maddy & Martin Brennan have a good marriage & two healthy children Jess & Patrick. When Martins lost at sea though Maddys in for a shock: it transpires that her home is mortgaged & the familys finances are in a perilous state. Beaten down by a bitter feud with her brother & by her son Patricks troublesome behaviour Maddy carelessly steps in the path of a runaway horse & loses her life. Its left to young Jess to make something of the future. From near destitution she launches a business of her own earning back the prosperity & respect her mother had in the end lost. But heartache lies ahead & when love is on offer is the man who wants Jesss heart worthy of it?