If youve ever bought a personal finance book watched a TV show about stock picking listened to a radio show about getting out of debt or attended a seminar to help you plan for your retirement youve probably heard some version of these"es: Whats keeping you from being rich? In most cases it is simply a lack of belief." --SUZE ORMAN " The Courage to Be Rich"" Are you latte-ing away your financial future?" --DAVID BACH " Smart Women Finish Rich""I know youre capable of picking winning stocks & holding on to them." --JIM CRAMER " Mad Money" Theyre common refrains among personal finance gurus. Theres just one problem: those & many simi-lar statements are false. For the past few decades Americans have spent billions of dollars on personal finance products. As salaries have stagnated & companies have cut back on benefits weve taken matters into our own hands embracing the can-do attitude that if were smart enough we can overcome even daunting financial obstacles. But thats not true. In this meticulously reported & shocking book journalist & former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths contradictions & outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products & services that offer little if any help. Olen calls out some of the biggest names in the business revealing how even the most respected gurus have engaged in dubious even deceitful prac-tices--from accepting payments from banks & corporations in exchange for promoting certain prod-ucts to blaming the victims of economic catastrophe for their own financial misfortune. " Pound Foolish "also disproves many myths about spending & saving including: Small pleasures can bankrupt you: Gurus popular-ized the idea that cutting out lattes & other small expenditures could make us millionaires. But reduc-ing our caffeine consumption will not offset our biggest expenses: housing education health care & retirement. Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market & a lifetime without any setbacks--two conditions that have no connection to the real world. Women need extra help managing money: Product pushers often target women whose alleged financial ignorance supposedly leaves them especially at risk. In reality women & men are both terrible at han-dling finances. Financial literacy classes will prevent future eco-nomic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true the entire movement is largely funded & promoted by the financial services sector. Weaving together original reporting interviews with experts & studies from disciplines ranging from behavioral economics to retirement planning " Pound Foolish "is a compassionate & compelling book that will change the way we think & talk about our money." ...

Hailed by critics as a long overdue portrait of Sugar Ray Robinson a man who was as elusive out of the ring as he was magisterial in it Pound for Pound" is a lively & nuanced profile of an athlete who is the best boxer the sport has arguably ever known. So great were Robinsons skills he was eulogized by Woody Allen compared to Joe Louis & praised by Muhammad Ali who called him "the king the master my idol." But the same discipline that Robinson brought to the sport eluded him at home leading him to emotionally & physically abuse his family particularly his wife the gorgeous dancer Edna Mae whose entrepreneurial skills helped Robinson build an empire to which Harlemites were inexorably drawn. Exposing Robinsons flaws as well as putting his career in the context of his life & times renowned & bestselling journalist Herb Boyd with Ray Robinson II tells for the first time the full story of a complex man & sport-altering athlete." ...

Detective Inspector Lorimers worst nightmare is a serial killer loose in his city. But two serial killers operating at once in Glasgow is a nightmare come to life. Is there any link between the brutal slaying of prostitutes in the backstreets of the city & the methodical killing of several unconnected businessmen? Lorimer is never one to jump to conclusions but something about these cases just doesnt add up. When the latest murder is that of a prominent politician Lorimer finds the medias relentless scrutiny turned on his investigation. Psychologist Solly Brightman is helping with both cases but someone within Lormers team is unwittingly sabotaging their efforts by leaking confidential police information. Their whispers will cost lives.. . As the freezing winter weather grips Glasgow two killers are relentlessly taking lives in cold blood. For Lorimer time is running out. ...

In the depths of a freezing winter Glasgow finds itself at the mercy of not one but two serial killers. This is Detective Inspector Lorimers worst nightmare & beyond anything hes faced in his years on the force. Can he find a link between the brutal slaying of prostitutes in the back streets of the city & the methodical killing of several unconnected businessmen? When the latest victim turns out to be a prominent Scottish politician the medias spotlight is shone on Lorimers investigation. Psychologist & criminal profiler Solly Brightman is called in to help solve the cases but his help may be futile as they realise that someone on the inside is leaking confidential police information. Meanwhile two killers haunt the snowy streets & Lorimer must act fast before they strike again... Evoking the gritty truth of Glasgow like no other writer Alex Gray has created in Lorimer the most dynamic Scottish detective since Rebus. ...

The second edition of this popular title has been revised to reflect the needs of the current specifications. It examines the extent of poverty in England during the nineteenth century & the way in which society responded to this problem
- from the replacement of the Old Poor Law with the New Poor Law in 1834 to the growing awareness of poverty in the latter part of the century culminating in the Liberal reforms in the early twentieth century. A new chapter then goes on to look at how the two World Wars & the depression of the interwar period contributed to the establishment of the Welfare State. Throughout the book key dates terms & issues are highlighted & historical interpretations of key debates are outlined. Summary diagrams are included to consolidate knowledge & understanding of the period & exam style questions & tips for each examination board provide the opportunity to develop exam skills.
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Sam is desperate to leave his sleepy Norfolk village & see the world. He seizes the chance to join a merchant ship but soon discovers that a life at sea is harsh & often short especially when his ship is attacked by a French privateer. About to be boarded they fear all is lost but the privateers are driven off by the appearance of a Royal Navy ship. Sams relief is short-lived. Soon after another Navy ship sends over a press gang & he is forced to join the frigate Miranda. War with France & Spain is raging & Sam is caught in the middle with a dangerous job as a powder monkey in the company of a brutal crew. This is an amazingly well-researched adventure giving a glimpse of one boys incredible life at sea. ...

Gangster Paul Grimes was a one-man crimewave with a breathtaking capacity to steal. Any villains who got in his way were made to pay
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You are meant to have an amazing life! This is the handbook to the greatest power in the Universe
- The Power to have anything
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Steven Lukes Power: A Radical View is a seminal work still widely used some 30 years after publication. The second edition



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The third novel in Debra Webb's internationally bestselling FACES OF EVIL series for fans of Karen Rose Katia Lief & Mary Burton. Evil will follow you... When a celebrated ballet instructor is found dead the court rules that it was a tragic accident. But new Deputy Police Chief Jess Harris isn't convinced & she can't rest easy until she's discovered the truth however horrifying it may be. Wherever you go. Jess has not long been appointed to her new role & she was hoping to leave the troubles of her haunted past behind. But with the possibility of a killer on the loose she has no choice but to risk everything. Can you find a way to hide? As she delves deeper into the seedy underworld of Birmingham's gangs & their powerful allies Jess finds herself targeted. With so much at stake does she already know too much? ...