Gone are the days when you could rely on the state pension to provide a comfortable retirement. But with all the options out there where should you save & how much? Fully revised for 2013 Pensions Explained takes a realistic look at how you can safeguard your future. Taking account of all the governments changes to pensions including automatic enrolment & multi-employer schemes like NEST this book will help you understand the options available to you. Whether youre setting up a pension for the first time or approaching retirement age moving company pensions or considering opting out this practical & accessible guide will help you navigate the pensions maze.