Ellingers Modern Banking Law sets banking law against the background of general legal doctrines & banking regulation discussing its operation in the context of its wider economic function. It makes use of American Canadian New Zealand & Australian examples & takes account of the changes promoted by the recent global financial crisis. It provides analysis of the banker & customer relationship explaining the different types of accounts available the duties & the liabilities of banks & the latest processes used in the clearance of cheques plastic money & electronic money transfers. Issues relating to overdrafts bank loans credit agreements & securities for bankers advances are covered. This is a significant book for undergraduates & postgraduates alike as well as practitioners providing comprehensive & up-to-date coverage. Online Resource Centre Weblinks & twice-yearly updates will be available on an Online Resource Centre accompanying the book. ...

Rural Irish girl Ellie loves living in New York working as a ladys maid for a wealthy socialite. She tries to persuade her husband John to join her but he is embroiled in his affairs in Ireland & caught up in the civil war. Nevertheless Ellie is extremely happy & fully embraces her sophisticated new life. When her father dies she must return home but she intends to sort her affairs quickly & then return to her beloved America. But once home her sense of duty kicks in & she decides painfully that she must stay to look after her mother & resume her marriage. Ellie is suddenly thrown into the simple rural life she believed she had grown out of ...

OS Explorer Map is the Ordnance Surveys most detailed map & is recommended for anyone enjoying outdoor activities such as walking horse riding & off-road cycling. The series provides complete GB coverage & can now be used in all weathers thanks to OS Explorer Map
- Active a tough versatile version of the OS Explorer Map.
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After being driven from home by their brutal father the Willitt sisters Mattie Nell & Renie find themselves facing greater heartache in the wider world. Nell has left home to be with her lover Cliff fearing what reprisals might come from marrying against her father's wishes. After parting ways with Mattie the couple take youngest sister Renie & head for Lancashire. However Nell's happiness is short-lived; her marriage suffering as Cliff resents his job & the fact that though Nell has given him a daughter she seems unable to conceive another child. When Renie leaves for London Nell feels desperately alone. Then tragedy strikes & Nell mad with grief runs away in the hope of being reunited with her two sisters. While wandering the English countryside a gypsy palm-reader tells Nell she will still find her destiny under 'three big trees on a hill'. Her luck seems to change when she meets Gil a farmer & a gentleman who she can't help but feel drawn to. Could the trees on his land be a sign or is Nell too damaged by her past to let herself love again? In this emotional sequel to Cherry Tree Lane Anna Jacobs delivers a stunning romance novel that is both tragic & uplifting. ...

Elmer the colourful patchwork elephant has been a nursery favourite since this first book was published in 1989. A modern classic this picture book is known to millions & continues to be the strongest seller of the whole series having sold over 2 million copies around the world. The subtle message is that it is OK to be different & combined with the vibrant colour & cheeky humour of the main character this small edition is a celebration of its continued popularity. ...

One day as Elmer is strolling through the jungle he hears a cry for help. A butterfly has been trapped in a hole by a fallen branch. Elmer rushes to the rescue & frees her with ease. In return she promises to help Elmer should he ever need it. But just how can a butterfly ever help an elephant? ...

Elmer & the other elephants are waiting for the storm to end so they can see the beautiful colourful rainbow. But something dreadful has happened: the rainbow has lost its colours! Elmer decides to give his own colours to the rainbow. But what will happen to Elmer if he gives the rainbow his own colours? Will he lose them for ever? ...

Aided & abetted by his ventriloquist cousin Wilbur Elmer pretends to be blown away on the windiest day. They make fools of the other elephants but when the laughter dies down Elmer reassures them that a heavy elephant is safe in the worst of gales. When he tries to prove it much to his surprise he really does get blown away! Read along with the audio CD included to bring the story to life! ...

At the first hint of a chill in the air Elmer's friends start complaining about the cold so Elmer decides to show them what cold weather is really like. They set off for a walk up a mountain & the higher they get the colder it gets. A good snowball fight at the top warms them all up but the elephants agree that compared with the freezing mountain top their home is not really that cold at all. With his typical sense of mischief & fun Elmer shows how hot & cold are only relative. ...

Elmer the patchwork elephant has a busy day ahead of him. He likes to have fun squirting himself with water & playing with his friends. He often stops for a chat & when he is hungry he stops for lunch -some fresh juicy grass. At night Elmer likes to count stars but he never gets very far before falling fast asleep! The bold colours & simple rhyming story of ELMERS DAY will enchant very young children who will love learning the lines by heart. ...