It touches all our lives; our triumphs & tragedies our proudest achievements our most traumatic disasters. Alloyed of love & fear death & fire & the inscrutable acts of the gods insurance is indeed the force that binds the universe together. Hardly surprising therefore that Frank Carpenter one of the foremost magical practitioners of our age felt himself irresistibly drawn to it. Until that is he met Jane a high-flying corporate heroine with an annoying habit of falling out of trees & getting killed. Repeatedly. Its not long before Frank & Jane find themselves face to face with the greatest enigma of our times: When is a door not a door? When its a mousetrap.