The transformation of night-watchman states into welfare states is one of the most notable societal developments in recent history In 1880 not a single country had a nationally compulsory social policy program A few decades later every single one of today's rich democracies had adopted programs covering all or almost all of the main risks people face old age sickness accident & unemployment These programs rapidly expanded in terms of range reach & resources Today all rich democracies cover all main risks for a vast majority of citizens with binding public or mandatory private programs Three aspects of this remarkable transformation are particularly fascinating the trend (the transformation to insurance states happened in all rich democracies); differences across countries (the generosity of social policy varies greatly across countries); & the dynamics of the process This book offers a theory that not only explains this remarkable transition but also explains cross-national differences & the role of crises for social policy development ...

Battle for treasure on the high seas! What a great way to introduce kids to the iconic Risk brand The Risk Jr board game features easy-to-get gameplay an engaging pirate theme & bold colorful artwork Kids move their boat token around the game board in search of buried treasure as they battle for control of the islands aiming to collect the most loot to win The game requires no reading is quick to set up & can be played in less than 30 minutes Engage family members ages 5 & up with this junior edition of the classic strategic combat game Ages 5 ...

The risks you take in Risk Legacy will change every future game A decision made in Game 1 could come back to haunt you in Game 10 Players shape how the world evolves its history its cities even its factions & how they fight Cards & stickers will come into play or go out of play forever You don’t forget past betrayals – & neither does the game At first the game plays much like regular Risk Players control countries or regions on a map of the world & through simple combat they try to eliminate all opponents from the game board What’s different is that Risk Legacy changes over time based on the outcome of each game & the various choices made by players In each game players choose one of five factions & at the start of the game each of these factions gains the ability to break one minor rule When factions are chosen players must pick one of their two powers affix that power’s sticker to their faction card then destroy other rule card (“ If a card is DESTROYED it is removed from the game permanently Rip it up Throw it in the trash”) The rule book is also designed to change as the game continues & the game box itself contains different sealed compartments each with a written condition for opening They contain the rule additions faction powers anda few other surprises Unlock new rules & watch events unfold as no two games will EVER be the same Players 3-5 Age 13 ...

The most complete up to date guide to risk management in finance Risk Management & Financial Institutions explains all aspects of financial risk & financial institution regulation helping readers better understand the financial markets & potential dangers This new fourth edition has been updated to reflect the major developments in the industry including the finalization of Basel III the fundamental review of the trading book SEFs CCPs & the new rules affecting derivatives markets There are new chapters on enterprise risk management & scenario analysis Readers learn the different types of risk how & where they appear in different types of institutions & how the regulatory structure of each institution affects risk management practices Comprehensive ancillary materials include software practice questions & all necessary teaching supplements facilitating more complete understanding & providing an ultimate learning resource All financial professionals need a thorough background in risk & the interlacing connections between financial institutions to better understand the market defend against systemic dangers & perform their jobs This book provides a complete picture of the risk management industry & practice with the most up to date information Understand how risk affects different types of financial institutions Learn the different types of risk & how they are managed Study the most current regulatory issues that deal with risk Risk management is paramount with the dangers inherent in the financial system & a deep understanding is essential for anyone working in the finance industry; today risk management is part of everyone's job For complete information & comprehensive coverage of the latest industry issues & practices Risk Management & Financial Institutions is an informative authoritative guide ...

Please note that this is a download code in a box Take over the world on Nintendo Switch! Lead your troops to victory at home or on-the-go with up to 4 other players in this modern version of the classic RISK game with enhanced 3D visuals & custom rules Improve your strategy with tactical guidance & challenge players online from all around the globe to achieve global domination! Features - RISK classic rules
- Using the 2010 rules as a standard RISK offers an exciting strategic experience & gameplay variations to enjoy your game to the fullest! Choose the Capture the capitals mode for a shorter game or add a twist to the game by pursuing secret victory objectives The map you know with a modern warfare look
- Direct the war from your high-tech control room fighting on the classic map layout that fans love with a fresh & friendly visual twist Bright & colorful visuals bring the classic RISK map up to date with a modern look Play anytime anywhere
- Thanks to the Nintendo Switch you can now enjoy RISK anytime anywhere! Play at home on your TV screen or on-the-go with the tabletop & handheld modes Your quest for global domination has no limits! Tactical guidance
- IRIS the main provider of information will guide you through every aspect of the game with tutorials & tactical advice to help you reach your objectives & feedback on current activity in the world Get exciting reward videos
- Earn epic videos of global combat
- from tank battles to air combat
- set in 3D environments Challenge yourself online
- Find online opponents from all over the world & challenge them! Join League Play a 4-league competition whose final goal is to win & reach the top Play 6 games in each league to get promoted to the next one by earning points & winning games knocking out your opponents or simply staying alive The more you win the more medals you get & the closer you are to the top! Requires a UK Nintendo Account to download







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Includes: Risk of Rain 1 Explore Loot Die! Risk of Rain 2 is the premiere co-op roguelike! The classic multiplayer roguelike
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Includes: Risk of Rain 1 Explore Loot Die! Risk of Rain 2 is the premiere co-op roguelike! The classic multiplayer roguelike
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Conquer your opponents with superior strategy when you play the game of RISK! Only the strong will survive in this exciting unpredictable game of global domination Use your troops to invade new territories & roll the dice for the increased rewards that come with bold moves Will you attack with enough fierceness & luck to drive other troops out of their territories? If you can you'll expand your reach If your opponent's defense is too much you'll lose! You'll earn bonus troops for more powerful attacks by turning in cards or taking over whole continents If you conquer enough territories you'll be the victor so RISK isn't just the name of the game
- it's how you win! With 3 ways to play you can learn the game take on the classic game or limit the game to 2 players The decision is yours The time is now Do you have what it takes to dominate the world? The game of global domination Choose from three exciting ways to play An introductory game for beginners classic game for veterans two-player head-to-head game Lead your troops take a risk rule the world This world belongs to the bold & the daring
- can you take it on & win?

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The world as we know it is over as the Walkers spread & dominate the land But a few pockets of humanity remain surviving against all odds as they fight the diseased undead But a greater threat thrives in this apocalyptic landeach other Play as one of several groups of survivors as you use your wits strategy & a little bit of luck to protect your lands from intruters conquer new territories & fend off the Walker army who also try & destroy your group Use special cards & missions extra weapons & all your cunning to survive against all odds ...

LET THE VIKING AGE BEGIN! The continent of Europe has faced many battles in the past but none as brutal as what is about to become a 250-year conquest Ragnar Lothbrok disenchanted with his chieftain&s progress decides to cross the oceans by boat & discover new richer civilisations Now it&s your turn to engage in combat & seek to conquer this new world alongside him Play as one of five fully customised Viking tribes including uniquely influential Viking longship game pieces as you try to invade & capture the nine regions of Europe With special Cards of the Gods to help boost your forces or ruin your plans & special Raid cards to capture strategic strongholds & gain new warriors this edition of Risk is an epic battle for control of Europe & its vast riches See you in Valhalla! ...